The cryptocurrency market has gained significant traction in Poland, with more traders embracing digital assets for investment and everyday transactions. As demand grows, so does the number of crypto exchanges catering to Polish users. Choosing the right platform can significantly impact your trading experience — influencing fees, security, asset variety, and ease of deposits and withdrawals.
This comprehensive guide reviews the top 6 crypto exchanges in Poland for 2025, focusing on regulatory compliance, supported payment methods (including PLN and EUR), fee structures, security, and user experience. Whether you're a beginner or an advanced trader, this analysis will help you make an informed decision.
Why Trust This Review?
Our team of financial analysts evaluated dozens of platforms based on real-world usability, customer feedback, security protocols, and regulatory status in Poland. We prioritized exchanges that support Polish zloty (PLN), SEPA transfers, credit/debit cards, and comply with VASP (Virtual Asset Service Provider) regulations under Polish and EU frameworks.
Top 6 Crypto Exchanges in Poland 2025
| Rank | Exchange | Cryptos | Spot Fee | Futures Fee | Max Leverage | Welcome Bonus | KYC Required |
|---|---|---|---|---|---|---|---|
| 1 | Bitget | 871+ | 0.10% / 0.10% | 0.02% / 0.06% | 125x | Up to $20,000 | Yes |
| 2 | BingX | 824+ | 0.10% / 0.10% | 0.02% / 0.05% | 200x | Up to $5,000 | No |
| 3 | Binance | 414+ | 0.10% / 0.10% | 0.02% / 0.05% | 125x | Up to $100 | Yes |
| 4 | KuCoin | 800+ | 0.10% / 0.10% | 0.02% / 0.06% | 125x | Up to $10,500 | No |
| 5 | OKX | 317+ | 0.08% / 0.10% | 0.02% / 0.05% | 125x | Up to $10 | Yes |
| 6 | Phemex | 355+ | 0.10% / 0.10% | 0.01% / 0.06% | 100x | Up to $8,800 | No |
1. Bitget – Best Overall Crypto Exchange in Poland
Bitget stands out as one of the most trusted crypto platforms for Polish traders. Founded in 2018 and registered in Seychelles, it operates legally in Poland under a VASP license, ensuring compliance with local anti-money laundering (AML) and know-your-customer (KYC) regulations.
With over 871 supported cryptocurrencies and a daily trading volume exceeding $1 billion, Bitget offers exceptional liquidity and a wide range of trading pairs. The platform is particularly known for its user-friendly interface, making it ideal for both beginners and experienced traders.
👉 Discover how Bitget combines low fees with advanced trading tools — start exploring now.
Key Features:
- Spot Trading Fees: 0.10% (maker/taker)
- Futures Fees: As low as 0.02% maker / 0.06% taker
- Max Leverage: Up to 125x
- Deposit Methods: EUR via bank transfer; PLN via P2P
- Mobile App: Available on Android and iOS
Pros & Cons
| ✅ Pros | ❌ Cons |
|---|---|
| Intuitive UI/UX design | No fiat withdrawal support |
| Free crypto deposits | Limited educational resources |
| High leverage options | KYC required for full access |
| Strong regulatory standing in Poland |
2. BingX – Best for Social Trading
BingX is a powerful choice for Polish traders interested in copy trading and social investment features. With over 824 supported assets, including BTC, ETH, stocks, forex, and commodities, BingX offers diversified trading opportunities.
One of its standout features is anonymous trading without mandatory KYC, although verification unlocks higher withdrawal limits. The exchange supports free SEPA deposits in EUR, making it cost-effective for European users.
Trading Costs:
- Spot Fee: Flat 0.10% for makers and takers
- Futures Fee: 0.02% maker / 0.05% taker
- Max Leverage: Up to 200x — among the highest in the industry
Supported Payments:
- SEPA transfers
- Credit/debit cards
- MoonPay integration
Pros & Cons
| ✅ Pros | ❌ Cons |
|---|---|
| No KYC needed for basic use | Not beginner-friendly |
| Copy trading with top performers | Limited fiat support |
| Up to 200x leverage | P2P requires KYC |
| Low trading fees |
3. Binance – Largest Global Exchange
Binance dominates the global crypto landscape and remains a top choice for Polish investors. With over 414 cryptocurrencies and millions of users worldwide, Binance offers unmatched liquidity and trading depth.
In Poland, Binance supports PLN deposits via P2P with major banks like Alior Bank, Bank Pekao, and Citi Handlowy. It also integrates with ZEN, allowing instant PLN deposits (with a 1% fee).
Key Stats:
- Spot Fee: 0.1% (maker/taker)
- Futures Fee: 0.02% maker / 0.05% taker
- Security: SAFU fund, two-factor authentication (2FA), cold wallet storage
👉 See how Binance delivers high-speed trading and deep liquidity — explore its full toolkit today.
Pros & Cons
| ✅ Pros | ❌ Cons |
|---|---|
| Huge selection of cryptos | Complex verification process |
| Multiple deposit options (PLN supported) | Interface can overwhelm beginners |
| Strong security measures (SAFU fund) | |
| Educational resources available (Binance Academy) |
4. KuCoin – Best for Altcoin Enthusiasts
Launched in 2017, KuCoin is renowned for offering one of the largest selections of altcoins — over 800+ digital assets — making it perfect for traders looking beyond Bitcoin and Ethereum.
KuCoin is licensed as a VASP in Poland and provides tools like margin trading, lending, and trading bots to help users generate passive income.
Fees & Features:
- Spot Fee: 0.1%
- Futures Fee: 0.02% maker / 0.06% taker
- Supports PLN deposits via credit card
Pros & Cons
| ✅ Pros | ❌ Cons |
|---|---|
| Extensive altcoin selection | Limited fiat deposit methods |
| Advanced trading tools (bots, margin) | Customer support response times vary |
| Simulated trading accounts available | UI not always intuitive |
| Regular new token listings (IDO platform) |
5. OKX – Best for Derivatives Traders
OKX is a globally recognized exchange offering cutting-edge tools for derivatives and professional traders. With a sleek interface and robust security infrastructure, OKX supports over 317 cryptocurrencies and offers some of the lowest fees in the market.
Polish users benefit from PLN deposits via card or bank transfer, along with competitive rates:
- Spot Fee: Just 0.08% maker / 0.1% taker
- Futures Fee: As low as 0.02% maker
Security-wise, OKX uses a combination of hot and cold wallets to protect user funds.
Pros & Cons
| ✅ Pros | ❌ Cons |
|---|---|
| Industry-low spot fees | No direct fiat-to-crypto trading on all pairs |
| Excellent tools for pros (charts, APIs) | Limited KYC-free functionality |
| High-speed order execution | Fewer payment gateways than rivals |
| Simple registration process |
6. Phemex – Best for High-Speed & Private Trading
Founded in 2019 and based in Singapore, Phemex serves over 5 million users globally with fast execution speeds and strong privacy controls.
With 355+ cryptos and 260+ futures contracts, Phemex allows trading with up to 100x leverage. Notably, users can trade without completing KYC — ideal for privacy-focused traders.
EUR deposits are free via SEPA, Google Pay, MoonPay, and Banxa.
👉 Unlock high-leverage trading with Phemex — see how fast and secure it really is.
Fees:
- Spot: 0.1% (maker/taker)
- Futures: As low as 0.01% maker
Pros & Cons
| ✅ Pros | ❌ Cons |
|---|---|
| No mandatory KYC | Limited fiat currency support |
| Ultra-low latency trading engine | Few educational materials |
| Advanced tools (grid bots, Martingale) | Restricted in some countries |
| Free EUR deposits via SEPA |
Is Cryptocurrency Legal in Poland?
Yes — cryptocurrency trading is fully legal in Poland. The Polish Financial Supervision Authority (KNF) has confirmed there are no laws prohibiting crypto activities or operating exchanges.
Key points:
- Crypto is treated as a financial asset subject to taxation.
- VAT is generally not applied when using crypto as payment.
- Exchanges must register as VASPs under EU AML directives.
This clear regulatory stance makes Poland one of Europe’s most crypto-friendly markets.
How to Buy Bitcoin in Poland: Step-by-Step
- Choose a Trusted Exchange
Pick a regulated platform like those listed above that supports PLN or EUR deposits. - Create an Account
Register using your email and set a strong password. - Verify Your Identity (KYC)
Upload ID documents to comply with AML rules — required for most fiat transactions. - Deposit Funds
Use SEPA transfer, credit/debit card, or P2P to add PLN or EUR. - Buy Bitcoin or Other Cryptos
Navigate to the BTC/PLN or BTC/EUR pair and place your order instantly.
Frequently Asked Questions (FAQ)
Is crypto trading legal in Poland?
Yes, cryptocurrency trading is legal in Poland under current financial regulations set by the KNF.
Which is the best crypto exchange in Poland?
The best exchange depends on your needs: Bitget for beginners, OKX for low fees, Phemex for privacy, Binance for liquidity, KuCoin for altcoins, and BingX for social trading.
Can I buy Bitcoin with a debit or credit card in Poland?
Yes — most top exchanges support instant purchases using Visa or Mastercard, though KYC verification is required.
Do I need to pay taxes on crypto gains in Poland?
Yes — capital gains from crypto trading are taxable under Polish law.
Are my funds safe on these exchanges?
Top platforms use cold storage, two-factor authentication (2FA), and insurance funds (like SAFU) to protect user assets.
Can I trade without KYC in Poland?
Yes — some exchanges like BingX and Phemex allow limited anonymous trading without full identity verification.
Final Thoughts
The Polish crypto market is thriving, offering residents access to world-class exchanges with strong security, low fees, and local payment support. Whether you prioritize low costs (OKX), high leverage (Phemex), altcoin diversity (KuCoin), or social features (BingX), there's a platform tailored to your needs.
Always conduct due diligence, enable security features like 2FA, and consider starting with small trades to test any new exchange.
By choosing wisely from this list of the 6 best crypto exchanges in Poland, you can trade confidently and securely throughout 2025 and beyond.
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