Cryptocurrency has evolved from a niche digital experiment into a mainstream financial asset. With growing adoption, the need for secure, compliant, and user-friendly platforms to buy and manage crypto has never been greater. Enter Metal Pay — a trusted name in the crypto space since 2015, built at the intersection of blockchain innovation and traditional banking compliance.
Experts in Crypto, Experts in Banking
Metal Pay is developed by Metallicus, a company with deep roots in both cryptocurrency and regulated financial services. Since its inception in 2015, Metallicus has prioritized security, regulatory compliance, and seamless integration with the global banking system. This dual expertise sets Metal Pay apart from many other platforms that operate in legal gray areas.
Rather than working against financial institutions, Metal Pay is designed to work with them. As a licensed money transmitter (NMLS ID: 2057807), Metal Pay operates under strict regulatory oversight, ensuring peace of mind for users in the U.S., Australia, and New Zealand.
👉 Discover how to securely buy crypto with instant access and full compliance.
Transparent Pricing Without Hidden Fees
One of the biggest frustrations for new and experienced crypto buyers alike is unclear pricing. Many platforms advertise low prices but hide costs through wide spreads or unlisted transaction fees.
At Metal Pay, transparency is non-negotiable. You get:
- Clear, upfront pricing on Bitcoin (BTC), Ethereum (ETH), XRP, Litecoin (LTC), Dogecoin (DOGE), and USDC.
- No hidden spreads — what you see is what you pay.
- Lowest card fees in the industry when buying crypto with debit or credit cards.
Whether you're making your first purchase or scaling your portfolio, you can trust that you're getting the best possible value.
Why Transparent Pricing Matters
Hidden fees erode your investment over time. A platform charging a 3–5% spread might seem small, but it compounds with every trade. Metal Pay’s commitment to fair pricing ensures more of your money goes directly into digital assets — not into inflated margins.
Institutional-Grade Security for Your Data
Your personal and financial data deserves the highest level of protection. Metal Pay employs institutional-grade encryption to safeguard all customer information. Every transaction, login attempt, and stored detail is protected using advanced security protocols.
With Metal Pay:
- Your data remains private and encrypted.
- No third parties have access to your wallet or identity.
- You maintain full control over your assets at all times.
This focus on security means you can invest confidently, knowing your crypto journey is backed by robust digital defenses.
Instant, Free Crypto Transfers via XPR Network
Sending crypto doesn’t have to be slow or expensive. On Metal Pay, you can send cryptocurrency instantly and for free to anyone using the platform.
How? Through the XPR Network, a high-speed blockchain layer optimized for fast, zero-gas transactions. When you send Bitcoin on Metal Pay, it’s represented as xBTC — a 1:1 smart contract version of BTC that enables rapid transfers while remaining fully redeemable for native Bitcoin on the mainnet.
This means:
- No waiting for confirmations.
- Zero gas fees.
- Instant settlement between users.
Whether splitting rent with a friend or sending funds across time zones, Metal Pay makes peer-to-peer transfers effortless.
👉 Learn how to send crypto instantly without paying gas fees.
Full Control with Self-Custody via WebAuth
Ownership matters. That’s why Metal Pay supports self-custody wallets through its WebAuth system.
With WebAuth:
- You own your private keys — no third-party custody.
- Sign transactions using Face ID, Touch ID, or YubiKey.
- No passwords or browser extensions required.
- Supports multiple networks: XPR, Metal L2, Ethereum, Optimism, and more — with continuous expansion.
This blend of cutting-edge security and usability empowers users to manage their crypto safely and efficiently.
All-in-One Crypto Management: Lend, Borrow, Trade, Earn
Metal Pay isn’t just for buying and sending crypto — it’s a full financial toolkit.
You can:
- Lend your crypto to earn interest.
- Borrow against your holdings.
- Trade across major assets with tight spreads.
- Earn rewards through staking and referral programs.
Built-in decentralized exchange features allow advanced traders to execute swaps directly within the app, while beginners benefit from guided interfaces and 24/7 human support.
FAQ: Common Questions About Metal Pay
Q: Where is Metal Pay available?
A: Metal Pay is currently available to users in the United States, Australia, and New Zealand.
Q: Is my crypto truly mine?
A: Yes. With self-custody through WebAuth, you retain full control of your private keys and assets.
Q: Are there fees for sending crypto?
A: No. Transfers between Metal Pay users are free and instant via the XPR Network.
Q: Can I buy crypto with a credit card?
A: Yes. Metal Pay supports low-fee purchases of BTC, ETH, XRP, LTC, DOGE, and USDC using debit or credit cards.
Q: What about customer support?
A: Live human support is available 24/7 — whether you're troubleshooting a transaction or exploring advanced features like Metal X.
Q: Is Metal Pay regulated?
A: Yes. Metal Pay is a service of Metallicus, Inc., a licensed money transmitter (NMLS ID: 2057807). Note: The Louisiana license does not cover virtual currency exchange or transmission.
The Compliant Path to Crypto Ownership
In an industry often marked by volatility and uncertainty, Metal Pay stands out by prioritizing compliance, transparency, and user empowerment. By bridging the gap between decentralized finance and traditional banking infrastructure, it offers a safe on-ramp for newcomers and a reliable toolset for veterans.
From low-fee purchases to instant peer-to-peer transfers and self-custody options, Metal Pay delivers a holistic crypto experience — without compromising on security or ethics.
👉 Start your compliant crypto journey with low fees and instant support today.
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